Travel Insurance for Canadian Tour Packages
Protect your Canada Rail Vacations journey with comprehensive travel insurance through TuGo. Coverage can help protect trip investments, medical needs, and travel arrangements while providing access to emergency assistance and support throughout your travels. Travel with confidence and focus on enjoying Canada’s iconic trains, spectacular landscapes, and carefully curated vacation experiences.
What is Travel Insurance?
Travel insurance helps protect against eligible expenses and unforeseen circumstances that may arise before or during travel. Coverage can include benefits for trip cancellation, trip interruption, emergency medical care, and other unexpected events, helping reduce financial risk and providing added confidence throughout the journey.
Coverage can be arranged by providing basic trip details and selecting the plan that best suits the itinerary. If a covered event occurs, claims may be submitted with the required documentation, and eligible expenses are reimbursed in accordance with the policy terms and conditions.
Recommended
Option 1: Call Sanderson Travel Insurance
For direct assistance, call Sanderson Travel Insurance and ask to speak with Brian Sanderson at 1 877 226 8728, extension 225. He will help you secure the necessary coverage every step of the way, ensuring your travel protection is completely tailored to your trip. Letting an expert handle the fine print provides peace of mind and saves you from navigating complex online forms on your own.
What's Covered?
TuGo plans offered through Sanderson Travel Insurance provide a core range of protections to support various travel needs. Coverage options include trip cancellation, trip interruption, wildfire related travel disruptions, and emergency medical expenses, helping protect both your travel investment and your peace of mind. Speaking directly with an experienced insurance advisor can provide added clarity by helping ensure the coverage selected is appropriate for your travel plans.
All plans include access to 24-hour emergency assistance. This service helps coordinate medical care, provides support during unexpected travel disruptions, and assists with managing eligible emergencies to help keep your journey running as smoothly as possible.
What's Not Covered?
Travel insurance coverage, limitations, and exclusions vary depending on the plan selected and the nature of the trip. In general, only unforeseen events are eligible for coverage, and expenses that are refundable through a travel supplier are typically not included.
Coverage applies only to events that occur after a policy has been purchased and is in effect. Situations that exist or occur prior to the purchase date may not be eligible for coverage. Plans may also include exclusions and limits based on policy terms, selected benefits, and the specific travel itinerary.
All policies include defined exclusions and conditions, making it important to review the full policy document prior to purchase. This document outlines coverage details, limitations, and exclusions to ensure a clear understanding of how the insurance applies before and during travel.
What If I Already Have Medical Insurance?
Even if existing health insurance is in place, coverage may be limited, particularly when travelling outside of Canada or during extended international trips. Review current health insurance policy details to confirm whether adequate protection is provided for travel, including emergency medical treatment and related expenses that may arise while away from home.
Most TuGo travel insurance plans arranged through Sanderson Travel Insurance include access to 24-hour emergency assistance services. These services are designed to support travellers during medical emergencies or unexpected travel disruptions, with guidance available to help manage urgent situations, coordinate next steps, and provide support while away from familiar environments.
Option 2: TuGo Direct Online Quote
Guests can complete the online form to request a travel insurance quote directly from TuGo. The process is simple, requiring basic trip and traveller details, with pricing and policy options typically returned within 24 hours. Please review the instructions below for guests based in Canada, as well as those travelling from the United States.
Please review the following instructions before completing the form, as they contain important information required to complete your insurance quote.
Origin should reflect your place of residence. Destination should be set to British Columbia for most Canada Rail Vacations itineraries. Each selected coverage option must be added individually using the “Add to Cart” function.
For visitors to Canada travelling from outside Canada seeking Visitors to Canada Medical Insurance, Canada Rail Vacations contact details may be used within the form:
206-1400 Kensington Road NW
Calgary, Alberta T2N 3P9
403 457 4280
Please review the following instructions before completing the form, as they contain important information required to complete your insurance quote.
Origin should reflect your place of residence within Canada. Destination should be set to British Columbia for most Canada Rail Vacations itineraries. Each selected coverage option must be added individually using the “Add to Cart” function.
Canadian residents should use their own contact details when completing the form, including their home address and phone number, as required.
Frequently Asked Questions
Trip Cancellation and Trip Interruption insurance helps reimburse non-refundable, prepaid travel costs if a trip must be cancelled before departure or interrupted during travel. Covered situations may include illness, COVID-19 related conditions, quarantine, pregnancy, job loss, or a death in the family, where eligible expenses cannot be recovered from another source.
Click here to learn more: https://www.tugo.com/en/travel-insurance/trip-cancellation-insurance/
While not mandatory, travel medical insurance is strongly recommended for visitors to Canada. Canada’s healthcare system does not extend coverage to non-residents, and medical treatment can be costly. TuGo offers Visitors to Canada Emergency Medical Insurance, with coverage options designed to help protect against unexpected medical expenses during a stay in Canada.
Click here to learn more: https://www.tugo.com/en/travel-insurance/visitors-to-canada/emergency-medical/
For Canadian residents travelling outside their home province or internationally, medical coverage can be arranged through Sanderson Travel Insurance, offering access to TuGo plans designed for travel medical protection.
TuGo provides several key benefits, including simple eligibility requirements with minimal medical questions for younger travellers, competitive options for pre-existing condition coverage based on stability periods, comprehensive emergency medical protection with coordination of care during treatment, and 24 hour claims and emergency assistance support through the Claims at TuGo team.
Content provided by TuGo
Canada Rail Vacations staff cannot legally provide advice regarding the purchase of travel insurance. For an online quote, please contact TuGo. If you would prefer to discuss coverage options by phone, please contact Sanderson Travel Insurance. Guests travelling on one of our Southwest USA tour packages should contact Travel Guard for travel insurance information. For complete booking policies, please review the Canada Rail Vacations Terms & Conditions.
Securing travel insurance is an important step in the planning process of your Canada Rail Vacation. For many of our clients, the tour packages that we provide are once-in-a-lifetime vacations that are dreamt about, and planned for, more than one year in advance before they become reality. With long lead-ups, high cancellation fees, and the ever-changing travel landscape these days, establishing peace of mind and protecting you and your investment from unexpected events and circumstances is crucial.
That is why we highly recommend that you take a moment to receive a quote for Trip Cancellation and Interruption Insurance from TuGo – Travel Insurance using the link below.
Please take a moment to read the following instructions before proceeding to the form as it contains important information that you will require to complete the process:
Tips For Filling Out Your Insurance Quote:
Origin = Your place of residence
Destination = British Columbia (for the majority of Canada Rail guests)
Once a coverage option has been selected, you will need to click the “Add to Cart” button for each
If you are from outside of Canada seeking Visitors to Canada Medical Insurance, you may use the Canada Rail Vacations mailing address and phone number in order to fill out the form:
206-1400 Kensington Road NW
Calgary, Alberta
T2N 3P9
403-457-4280
By clicking this button, you’ll be redirected to TuGo’s secure website, where you can get a quote and purchase travel insurance.
Types of Travel Insurance to Consider for Your Canada Rail Vacation:
The following information has been provided by TuGo
Trip Cancellation and Interruption:
If you need to cancel your trip before your scheduled departure, or your trip is interrupted while you’re already on vacation, Trip Cancellation & Trip Insurance reimburses for non-refundable unused prepaid travel arrangements that can’t be recovered from another source.
With covered risks including medical conditions related to COVID-19, quarantining, pregnancy, job loss, or a death in the family, Trip Cancellation & Trip Interruption protects the financial investment you’ve made on your trip.
Click here to learn more: https://www.tugo.com/en/travel-insurance/trip-cancellation-insurance/
Visitors to Canada Emergency Medical Insurance:
Canada has a great healthcare system, but if you’re not a resident, you won’t be covered—and medical costs are expensive. That’s why the Canadian government recommends all visitors buy a minimum of $100,000 in travel insurance coverage before arriving in Canada.
Click here to learn more: https://www.tugo.com/en/travel-insurance/visitors-to-canada/emergency-medical/
If you are a Canadian Resident requiring Medical Coverage while outside of your home province, we recommend purchasing through Sanderson Travel Insurance.
4 Reasons to Choose TuGo
For 8+ years, TuGo has been help Canada Rail Vacations of travellers like you have better experiences. Here are 4 reasons to choose TuGo.
1. Simple eligibility requirements
It’s quick and easy to qualify, with no medical questions if you’re 59 or younger. If you’re 60+, TuGo’s Medical Health Questionnaire is straightforward, with only 5 questions!
2. Competitive pre-existing condition coverage
Unstable pre-existing conditions are a major reason claims aren’t paid out. Age, trip length and the stability of your condition before leaving on the trip are all factors which impact coverage. TuGo has the right coverage for your needs.
3. Comprehensive emergency medical protection
If you go to a hospital or clinic while away, you want comprehensive coverage. If you need medical assistance while on your trip,
call Claims at TuGo, who will coordinate with medical staff to get you the best treatment possible.
4. Claims at TuGo
Claims at TuGo deal with the details, so you don’t have to. You’ll have access to a renowned Claims team, with 24/7 emergency assistance. They’ll help coordinate treatment and arrange further assistance, anywhere in the world.
*Content provided by TuGo